Credit
Learn how corporate, business or personal credit can help your business.
Building business credit can benefit your small business in myriad ways. It can make it easier (or less expensive) to get certain types of financing, business insurance or payment terms with suppliers. It can even help your business land lucrative business contracts.
Your business can have its own credit reports and scores. Anyone can check business credit, so it may be used by lenders, suppliers or even companies deciding whether to do business with you. Good business credit may help you qualify for small business loans or financing, as well as help you secure financing at more favorable terms or lower interest rates.
Both personal and business credit are important if you’re a small business owner. It is not uncommon for lenders to require personal credit checks for small business loans. Here we’ll focus on how to build business credit, but be sure your personal credit scores are good as well.
The good news is that you can start building business credit even if your personal credit isn’t strong.
Business Credit Repair & Monitoring
We keep track of changes to your business credit and scores. Correct information hurting your business credit scores and indexes.
Business Credit Building
We establish your business credit and improve its score by working with our FICO Certified Professional credit experts.
Personal Credit Repair
We go through a multi-step process to analyze, review, and fix your personal credit profile. Cure your credit to advance your life.
Credit is Necessary for the life blood of your Business.
Building and restoring credit can be a little tricky if you don’t know what you’re doing. Fortunately, We have mastered the credit game so you don’t have to. We can help you establish or restore your corporate, business or personal credit in no time so that you are able to receive as much funding as possible. We have done it for so many, why not you?
- Establish Corporate Credit
- Establish Business Credit
- Restore Personal Credit
Corporate credit is established by a business rather than a consumer. As a small business owner, it’s important to build your corporate credit separately from your personal credit. This credit information can be used by potential lenders, vendors, business partners, or clients.
When you open certain types of accounts in your business’ name, the business credit bureaus, such as Dun & Bradstreet and Experian, may receive information from your creditors and vendors about how you manage those accounts. This information is known as your business credit history. It’s used to create your business credit file with each of the bureaus (depending on where the data is sent).
Building business credit can be a little more complicated than building personal credit. And, as with your personal credit, it can take time to build good business credit scores. But whether you’re opening the doors on a new business or you’ve run a business for years and are just learning about business credit, you can count on us to steer you in the right direction.
Note: CBA clients are receiving an average of $40,000 to $80,000 on each batch of business credit, and up to $250,000 for the full year membership.
Our personal credit repair services and our certified credit specialists can improve and restore an individual’s credit report after it has been impacted by life’s financial crisis and disadvantages. Some situations like divorce, personal or family illness, simple overspending, foreclosure, family casualty, unemployment, military leave or identity theft can cause credit report damages, be proactive to get your good credit back!
The best way to improve your credit is through a credit repair process. CBA can help if you have inaccurate, outdated, erroneous, and unverifiable records on your credit report.